Payments are due when services are rendered unless otherwise noted. We accept US Legal Currency (cash); Cashier's Check or Money Order from a U.S. Institution and in U.S. Funds; Company Checks on case-by-case and approved basis from a U.S. Institution and in U.S. Funds; Electronic Wire Transfers (contact us for instructions). A Service Charge of 2% (24% per annum) will be added to all past due account. Also, a service charge will be applied to all returned checks. If Zero Eight Papa requires legal services for the purposes of collecting past due accounts, whether legal action be brought or not, the default account holder (client) agrees to pay all costs of collecting including but not limited to, court costs and attorney fees.